CreditVidya

CreditVidya leads India's alternative credit scoring sector, leveraging AI and machine learning to enable institutional credit for the underserved. Analyzing over 10,000 data points, CreditVidya's model surpasses traditional bureau scores, facilitating 15% more individuals, including first-time borrowers, for smaller unsecured loans. Over 55 banks and NBFCs rely on our end-to-end credit management solutions, reducing decision-making time to under five minutes while cutting costs and preventing fraud. To date, we've empowered over 25 million individuals with access to credit. Committed to our mission, we aim to extend affordable credit to over 3 billion underserved globally. Initially focused on alternate credit scoring, CreditVidya has expanded into lending, offering products like instant credit lines and Buy Now Pay Later (BNPL), leveraging its robust credit engine to cater to diverse financial needs.